Sale and leaseback in Georgia: how to get cash against your own car

Sale and leaseback: finance up to 70% of your own car’s market value and keep driving it. Steps and terms.

Sale and leaseback lets you receive funds against a car you already own while the car stays with you. You keep driving it for the length of the contract.

City Leasing JSC · Updated: 2026-11-15

How it works

  • Online evaluation: fill in a short application with the car’s details (make, model, year). An expert tells you the maximum limit within 20 minutes (working hours)
  • Quick decision: the decision is made with minimal paperwork, the schedule is flexible and the term is 3 to 48 months
  • Money in your account: the funds go straight to your bank account, funding within 30 minutes

What stays the same

The right to drive the car stays with you, without restrictions. You carry on driving it as usual, with full official permission.

How much you can get

You can finance up to 70% of your own car’s market value, up to ₾ 30,000. We tell you the exact limit after the evaluation.

What to check before you sign

  • The contract term and the monthly payment
  • The full cost over the whole term
  • Early repayment: at any time, 0% fee
  • Currency: every contract is signed in lari

See the sale and leaseback page and apply · All guides